A Self-Directed IRA is not significantly different than any other IRA, however a self-directed IRA is unique because of the investment options available and the investing direction comes from you.
Many IRA custodians only allow investing in stocks, bonds, mutual funds and CDs. Many self-directed IRA custodians allow those types of investments in addition to real estate, notes, private placements, tax lien certificates and much more.
What are the potential benefits of a Self-Directed IRA?
You are able to invest your tax-advantaged retirement dollars in investments you know and understand. Through the power of compounding interest, this has the potential to create lasting wealth for you and your family.
Why haven’t I heard of a self-directed IRA before?
Self-directed IRAs may seem like a recent phenomenon, but they have been around since the IRA was established in 1974. Investing in alternatives to stocks, bonds, and mutual funds has always been allowed by the IRS (see IRS Publication 590). Self-Directed IRAs have not received large attention because many custodians who offer IRAs (banks and brokerage firms) typically offer traditional investments.
My CPA/Attorney/Financial Advisor hasn’t heard of a self-directed IRA, what should I do?
A trusted advisor who has not heard of self-directed IRAs is not an entirely uncommon experience.
We work with thousands of professional advisors across the country and continue to explain the concept of self-directed IRAs and our role as an IRA custodian.
Can I be assured that self-directed IRAs are allowed under IRA rules?
As long as you follow relevant rules from the IRS the answer is yes.
There are specific rules regarding IRAs, and in particular self-directed IRAs, that you should be familiar with before making any financial decisions.
There are certain types of transactions that you cannot perform through an IRA.
Are my Self Directed IRA investments guaranteed?
No, investments held within your self-directed IRA are not guaranteed. Every investment (whether using a self-directed IRA or not) involves risk, including possible loss of principal.
Are self-directed IRAs for everyone?
Self-directed IRAs are not for everyone. They are for people who want true diversity in their portfolio, who want to be in control of their financial future and for those who want to create wealth using their knowledge of investments outside of stocks, bonds, or CDs.
Please note: We do not provide tax, legal, or investment advice.